Lending

Bank statements and income docs to cited transactions

Multi-page statements become stitched transaction tables; pay stubs and tax returns map to income schema. Missing stays null — never invented.

Challenge / Solution

Without Fieldry. With Fieldry.

Credit decisions run on documents applicants upload themselves: statements from five banks, pay stubs as photos, tax returns in odd layouts.

After emphasis: 50%

BEFORE / Exposed
Statement sprawl

Dozens of pages per applicant, each bank with its own layout. Analysts scroll instead of decide.

Income verification

Pay stubs, tax returns and employer letters disagree in format — and sometimes in numbers.

Invented data risk

A single hallucinated income figure poisons the whole scorecard. Guessing is not an option.

Spreading by hand

Somebody still retypes transactions into spreading sheets, row by row, before underwriting starts.

AFTER / Covered by Fieldry

Statements as tables

Fieldry

Automated

Income schema mapping

Fieldry

Automated

Null, not invented

Fieldry

Automated

Cited everything

Fieldry

Automated
Every exposure on the left is covered by a capability on the right.

Key benefits

Decisions on cited transactions, not OCR dumps.

Same-day spreading

From upload to underwriting-ready rows in one call; bulk portfolios drain through batch.

Any bank layout

No per-bank templates. New statement format parses against the same schema on day one.

Fraud-aware by default

Edited statements and inconsistent totals raise forensics signals before they reach credit.

Transparent cost

4 credits per page, +2 with tables. Every response shows exactly what the call cost.

Spread your toughest statement

Upload a real multi-page statement on free credits and check the stitched rows against the PDF.

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Lending questions, answered

The questions lending teams ask most.

Talk to us

Transaction tables are stitched across page breaks into one dataset with running-balance continuity. Repeated headers are detected so they never leak into the data.

Cross-field checks compare totals against row sums and income across documents. Mismatches return status mismatch with evidence on both sides — your policy decides, not the parser.

No — Fieldry parses the documents applicants provide. It pairs well with open-banking feeds as an independent check, not a replacement.

Yes. Every transaction links to its page and bounding box, so verification is a click, not a scroll through fifty pages.

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One API for extraction, evidence and automation.